Carwise – Used Car Finance

When you come to Carwise – the used car supermarkets in Maidstone, and Harlow – there are many different ways to pay for your next used car, including finance options.

When you go for finance, instead of paying for the vehicle in one lump sum, you can spread the cost over time – and your car becomes much more affordable. What’s more, our finance agreements can be tailored to you, and this appeals to our customers.

We offer the terms that work best for you – for example, they could include a zero- or low-deposit option, or a part-exchange agreement that uses your current car as a deposit. We also enable you to set a manageable budget and stick to it – and you know exactly what you’ll be paying and when it’s due to be paid.

When it comes to establishing a finance deal, you’ll be supported by one of the Carwise experts – from the very first step until the end of the process. We’re here to help you organise a plan that’s right for you – working around your budget and preferences, while keeping everything as straightforward as possible.

Finance is fully regulated by the Financial Conduct Authority (FCA), meaning you can trust the guidance you receive from Carwise. We can even offer an instant decision on a plan, so you can drive away in your new purchase the very same day.

The search for your next used car starts right here on our website – click through our used car pages and use the search tools to find the vehicle you want. Then use the finance calculator to establish the ideal plan for your budget and lifestyle. It couldn’t be simpler.

If you have any questions, don’t hesitate to get in touch with our team – enquire online, call us directly, or visit your nearest showroom during opening hours.

What is a Hire Purchase Agreement?

What is a Personal Contract Hire Agreement?​

What are the Benefits of Financing through a dealer?

General Terms and Conditions

Please note you will not own the vehicle outright until all payments are made. If you default on your finance payments, then the vehicle may be repossessed by the finance provider.
You must be 18 years or older to apply for finance.
Finance is not guaranteed, and any finance application is subject to a credit check and individual circumstances.
Representative examples aim to show the typical costs associated with the purchase and are based on an Excellent Credit Rating. Actual figures may vary based on individual circumstances.
The finance provider will have their own Terms and Conditions. Make sure you understand the full terms before signing the contract.